What if you get to enjoy 300 days of sunshine and pay less tax while living on a beautiful island. That’s what draws many to Cyprus. With its warm climate, financial benefits, and simple residency process, it’s no surprise that more people are moving to Cyprus.
But let me clear that relocation isn’t just about packing bags. Visas, banking, finding a home, and securing a job all require careful planning. If you want to make that move, we have a Cyprus relocation checklist for you. It covers each step you need for a smooth start.
Essential Checklist for Moving to Cyprus
Moving to a new place takes time. This Cyprus relocation checklist covers all the key points to help you settle with ease.
1. Plan Before the Move
Good plans lead to fewer shocks later. If you want to know how to move to Cyprus, start with these basic steps:
- Check visa rules: Non-EU folks must apply for a work visa, retirement visa, or business permit.
- Know the tax rules: Cyprus has a low tax rate for both people and firms. Some pension income is tax-free.
- Learn about daily costs: Homes are cheap, but some things like power bills are high in summer.
- Decide where to live: Some best places to live in Cyprus for expats have more job openings, while others are quiet.
2. Picking the Right Place to Live
Each town in Cyprus is unique. The best places to live in Cyprus for expats offer both modern cities and peaceful retreats. Some are full of life, others are slow and calm. Here’s how a few cities compare:
| City | Pros | Cons |
| Limassol | Work hub, great bars, good schools | High rents |
| Nicosia | Cultural sites, office jobs, history | No beach |
| Larnaca | Calm, by the sea, close to airport | Not as many jobs |
| Paphos | Nice for old folks, quiet, sea view | Fewer work spots |
If you are moving to Cyprus with your family, think of places with schools and parks nearby.
3. Legal Papers & Residency
Before you arrive in Cyprus, it’s important to take care of the legal requirements. How to move to Cyprus depends on your work plans and visa type. Some visas need bank proof to show you have enough funds. You can obtain residency permits through:
- Buying a home worth €300,000 or more.
- Living there for 7 out of the last 10 years if you plan to apply for citizenship.
- Having a job contract from a Cyprus-based firm.
4. Setting Up Banking & Finances
Money setup is a must for easy living. Some banks may ask you to pay a fee when opening an account. If you refuse and wait, they might process it for free. Online banking is handy for bills and transfers. Choose your bank wisely to avoid unnecessary fees. Most expats open accounts at:
- EUROBANK (Best option: no charges for transfers)
- Hellenic Bank
- Alpha Bank
- Bank of Cyprus (Best to avoid: they charge for almost everything, including transfers)
What You Need to Open an Account:
- A passport
- Proof of home in Cyprus
- A work paper or business setup letter
5. Health & Insurance
Cyprus has good public and private hospitals. If you work here, you can sign up for the General Healthcare System (GHS). If you are not part of the GHS, you will need private insurance for doctor visits. Some top firms for this are:
- Cigna
- Bupa
- AXA
6. Jobs & Business Setup
Employment opportunities in Cyprus are growing. According to a Statista survey conducted from 2021 to 2024, the country is expected to have an employment rate of 0.48 million in 2025. Key industries include:
- Tourism: Hotels and travel firms need staff.
- Finance & real estate: High need for skilled workers.
- Tech & IT: Growing, but fewer jobs than in top EU hubs.
If you want to start a firm, you must register it under Cyprus law and open a business account.
7. Schools & Learning (For Families)
If you are moving to Cyprus with children, you’ll need to explore education options. Choices include:
- Public schools: Free, but classes are in Greek. However, in some Cyprus neighborhoods, there are many foreign kids so english-teaching is available.
- Private schools: English-speaking, paid, good for expat kids.
- Colleges & Unis: Some, like the University of Cyprus, teach in English.
Most expat parents pick private schools for ease. You can check out our detailed blog on the best international schools for expats.
8. Driving & Public Transport
The majority of homes in Cyprus have at least one car. Buses run, but not in all places. A car is essential for getting around. If you plan to drive:
- Switch your home country’s driving pass to a Cyprus one.
- Buy or rent a car: Many places lack good public transport. You can find cars on platforms like Bazaraki.
- Learn left-side driving: Cyprus follows UK road rules.
9. Settling In
Once you arrive, there are a few final steps to get fully settled:
- Find a place to live: Try websites like Bazaraki.com.
- Turn on utilities: Water, power, and the net can take a few days to set up.
- Sign up with local offices: This helps with tax and rules.
10. Fitting Into Life in Cyprus
Moving to a new country isn’t just about logistics, it’s about feeling at home. Here are some ways to integrate into Cypriot life:
- Pick up a few Greek words: Locals like when expats try.
- Meet others: Join Facebook expat groups or local clubs.
- Try Cypriot food: Things like halloumi, souvlaki, and meze are must-tries.
Is Moving to Cyprus the Right Choice for You?
If you want a calm life with warm days and low taxes, Cyprus is worth a look. But the heat, slow admin work, and small job market may not suit all. If you can handle these, moving to Cyprus could be the right step for you.
Thinking of a new start in Cyprus? Start planning today. Share this with family and friends who may also be thinking of a move.
This guide covers all key steps for moving. If you need more details, visit the Expatify Guide.
FAQs
1. Is moving to Cyprus possible without a job?
Yes, if you have proof of funds to show you can live without work.
2. What legal steps do I need to follow?
You must get a visa, show funds, and register your stay with Cyprus authorities.
3. What is the average home rent in Cyprus?
A one-bedroom flat costs €700–€1,200 in cities and €400–€600 in small towns.
4. Is health care free for expats?
If you work and pay tax, you can use state hospitals under GHS. Others must buy insurance.
5. How do I find work in Cyprus?
Use sites like JobsCyprus.com or check with local firms. Some jobs, like hotel work, open in peak seasons.
